• Need Livelihood

    Microfinance Private Limited (NLMPL)

  • Rural Asset Management

    Providing assistance in the form of finance to
    those rural entrepreneurs so as to combat poverty.

  • Basic Education to Underprivileged Children

    The National Programme for Education Of girls underprivileged section launched by foundation





Microfinance is an effective tool that aids the economically weak strata of the population to procure financial services, such as credit and insurance. It is a movement towards financial inclusion, thereby reducing poverty and giving equal economic opportunities to the poor. NLMPL distributes small loans that begin at Rs. 10,000 to Rs. 60,000 to poor women so they can start and expand simple businesses & increase their incomes. Their micro-enterprises range from raising cows and goats in order to sell their milk, to opening a village tea stall.

Driven by the objective of facilitating equitable access to capital resources, NEED Livelihood Microfinance Private Ltd (NLMPL) is engaged in the business of financial inclusion in North India. Understanding the requirement of an appropriate legal structure for providing financial services in a sustainable manner, the microfinance business of the group was transferred and consolidated under NLMPL during 2016-17. NLMPL received NBFC-MFI license from the Reserve Bank of India in February 2017. NLMPL has shown viable, sustainable and effective growth and expanded its field operations across length and breadth of North India. The Company caters to livelihood-focused credit assistance with experience in improving the livelihood of people at the base of the pyramid of the economy by providing them collateral free loans that match the income levels of the borrowers. Headquartered in Lucknow, NLMPL currently operates in Bihar, Uttar Pradesh and West Bengal. NLMPL has shown viable, sustainable and effective growth and expanded its field operations across length and breadth of North India. NLMPL is currently operating in 3 states, through a network of 51 branches spread across 8 districts of Uttar Pradesh, 10 districts of Bihar and 2 districts of West Bengal.

NLMPL has been graded M4C3 by SMERA Grating in 2020, which signifies reasonably good capacity to manage its operations in a sustainable manner and good performance of code of conduct dimensions.


A Comparative Picture of

NBFC-MFIs in the Country with NEED NBFC-MFI


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Let us join forces so as to meet the financial requirements of the poor section of community in a very Transparent, Timely and Target Oriented manner which is the nucleus of NEED Livelihood Microfinance Private Limited (NLMPL).

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Need Livelihood Microfinance Private Limited (NLMPL) serves millions of poor women across tens of thousands of villages and urban slums in India.

Need Livelihood Microfinance Private Limited (NLMPL) services follows the Joint Liability Group (JLG) model. This it does without any bias of caste or religion.

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38/39, Neel Vihar, Near 14-Sector, Power House, Indira Nagar, Lucknow-226016, India




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